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In the event of the said checking account not having adequate funds on the Payment Due Date or next 2 consecutive days, the Cardholder shall be liable to pay all the Charges applicable in addition to the Card dues. The Cardholder agrees and confirms that every one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be correct and complete. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected at all for reasons of incomplete or incorrect info or for any cause in any respect. The Cardholder further agrees and undertakes to tell the Cardholder’s bank of the auto debit directions issued in favor of BRAC Bank and to not shut the said bank account without the prior consent of BRAC Bank.

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Maximum 95% of the endorsed Travel Quota restrict can be utilized by the cardholder for worldwide transactions and the remaining 5% shall be reserved for any type of potential TQ breach. Use of the card outdoors Bangladesh with out correct endorsement will make the cardholder liable for instant cancellation and any other applicable motion in accordance with the regulation. The cardholder may even be liable to clear all the outstanding with out prejudice to any right, remedy or action towards him/her, by the Bangladesh Bank, the financial institution or any regulatory company. Gambling management commission you should have used that methodology for deposits before, there are some exceptions that might be further explained.

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PERSONAL IDENTIFICATION NUMBER To allow the Cardholder to make use of the Card, a Personal Identification Number might be issued to him/her. In the occasion the identical isn’t acquired in a sealed envelope, the Cardholder shall contact a BRAC Bank department or the BRAC Bank 24-Hour Call Center. The PIN supplies entry to the Card Account and the Cardholder accepts the only responsibility to be used, confidentiality and protection of the PIN, in addition to for all orders and knowledge changes entered into the Card Account utilizing such PIN.

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The Cardholder undertakes to sign such additional document as could additionally be requested by the Bank every so often to offer effect to such project and transfer. Information may also be processed for the needs of complying with applicable laws, together with anti-money laundering and anti-terrorism laws and regulations and fighting crime and terrorism. This might require the disclosure of knowledge to a Bangladeshi or overseas governmental or regulatory authorities or to another person we reasonably assume necessary for these purposes.

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Payments made by the cheques drawn on a location where the Bank doesn’t have a branch shall be subject to a processing and handling charge as determined by the Bank once in a while. “Late Payment Fee” means a charge applicable in case of the Cardholder’s failure to pay at least minimum amount due inside the Payment Due Date. “Insurance Company” means insurance firm as may be determined by BRAC Bank Limited, from time to time.

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Should the Cardholder be away from Bangladesh more than a month, the Card Account ought to be settled 7 days prior to his/her departure. The Cardholder must promptly notify the Bank in writing of any change in employment or enterprise or address (office and/or residence) or if Cardholder intends to be away from Bangladesh for more than 30 days. All costs and bills in such regard could also be debited to the Card Account and shall be payable by the Cardholder.

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If the disputed Card Transaction turns out to be real, the Cardholder shall pay the amount set out in the related Card Transaction together with any fees incurred by the Bank in the investigation of such disputed Card Transaction. Payments might be treated as produced from the date on which the payments are literally acquired by the Bank in the ordinary course of business and not from the posting date on the Statement. At least 3-4 days must be allowed for the payment to be credited to the Card Account. If the Cardholder pays an amount lower than the present steadiness of a specific month’s bill statement by the fee due date, curiosity might be accrued on the stability remaining after the Payment Due Date and might be posted within the subsequent assertion.

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The cardholder and/or his estate might be liable for repaying in full any excellent balances on the card account and shall hold the Bank indemnified for all prices and expenses incurred in recovering such excellent balances. All Cardholders will be billed on a month-to-month foundation for all Charges incurred by means of Card and for all expenses applicable to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there may be no statement generated for the interval by which there has been no outstanding due and no transaction on the Card Account in the previous month. The facility of a Supplementary Card, is a particular facility at such fee/rate as could additionally be stipulated by BRAC Bank once in a while. All entries in the Statement of Account shall be presumed appropriate until the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect.

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