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Payments made by the cheques drawn on a location where the Bank does not have a branch will be subject to a processing and dealing with charge as determined by the Bank once in a while. “Late Payment Fee” means a charge relevant in case of the Cardholder’s failure to pay at least minimal amount due throughout the Payment Due Date. “Insurance Company” means insurance firm as may be determined by BRAC Bank Limited, every so often.

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The cardholder and/or his estate might be answerable for repaying in full any excellent balances on the card account and shall hold the Bank indemnified for all costs and bills incurred in recovering such excellent balances. All Cardholders might be billed on a month-to-month foundation for all Charges incurred by way of Card and for all costs relevant to the Card Account. BRAC Bank shall endeavor that no delay is triggered in sending the Statement to the Cardholder. However, there may be no assertion generated for the period during which there was no outstanding due and no transaction on the Card Account in the preceding month. The facility of a Supplementary Card, is a special facility at such fee/rate as could additionally be stipulated by BRAC Bank once in a while. All entries within the Statement of Account shall be presumed right until the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect.

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